111 Cutlass Drive, Surf City, NC, 28445

Price Reduction - Water Views - Primary on Main

Address

111 Cutlass Drive, Surf City, NC

Listing Type

Active

Price

$ 1,350,000

Property Attributes

MLS#100547126
TypeSingle Family
Listing Status Active
CountyPENDER
CitySurf City
AreaPirates Cove
NeighborhoodSurf City
Zip28445
StyleSingle Family Residence
Year Built1995
Taxes$ 6920
Price$ 1,350,000
Bedrooms5
Full Bathrooms6
Half Bathrooms0
Sqr Footage3544
Lot Size0.31 Acres

Data Source:

Cape Fear REALTORS® - NCRMLS

Property Description

WATER ACCESS! LOCATION! DOUBLE POTENTIAL INCOMING PRODUCING! FULLY FURNISHED! EASY TO SHOW! Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear. Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property. Versatile. Spacious. Exceptionally located. This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓. THIS HOME DOES ALLOW SHORT TERM RENTALS!

Elementary School	Middle School	High School
North Topsail Elementary School	Topsail Middle School	Topsail High School

Price History
1/1/2026	Listed $1,700,000
2/24/2026	3$1,650,000
4/7/2026	7$1,550,000
6/23/2026	7$1,450,000
8/28/2026	7$1,350,000

General Features

Living Area	3544.0
Heating	Fireplace(s),Electric,Forced Air
Cooling	Central Air,Ceiling Fan(s)
Utilities	Sewer Connected,Water Connected
Possession	Close Of Escrow,At Closing
Roof	Architectural Shingle
Appliances	Electric Oven,Electric Cooktop,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher,Electric Range
Zoning	AE
HOA Fee	800.0
Garage Spaces	4.0
Patio/Porch Features	Covered,Deck,Porch,Screened,Balcony
Pool Features	None
Security Features	Smoke Detector(s)
Construction Materials	Vinyl Siding,Wood Frame
Year Built	1995
View	Marsh,Sound,Water
Levels	Three Or More
Property Subtype	Single Family Residence
Tax Year	2023
Taxes	6920.24
Parcel Number	4224-70-2405-0000
Waterfront Features	Boat Ramp,Water Access Comm
Accessibility	Accessible Doors,Accessible Elevator Installed
Assoc Fee Paid Per	Annually
County	Pender
Operating Expense	0.0
New Construction	No
Property Type	Residential
In City Limits? (Y/N)	No
Association Amenities	Waterfront Community,Maintenance Common Areas,Maintenance Roads,Management,Taxes
HOA	Yes
Attached Garage	Yes
Subdivision Name	Pirates Cove
Garage Y/N	Yes
Total Rooms	17
Full Baths	6
Status	Active
Directions	Traveling North on 17,Right onto NC-210,Right onto NC-50 S,at the roundabout take 2nd exit onto NC-50,Right onto S Topsail Drive,Right onto Cutlass Drive,Home is on the Left
High School	Topsail
City	Surf City
Association Name	Pirates Cove Assocaioin
Lot Size Units	Acres
Lot Size Square Feet	13504.0
Carport Spaces	0.0
Carport Y/N	No
Elementary School	North Topsail
Property Attached Y/N	No
Land Lease Y/N	No
Home Warranty Y/N	No
Middle/Junior High School	Topsail
Lease Considered Y/N	No
Structure Type	Wood Frame,Stick Built
Living Area Units	Square Feet
Standard Status	Active
Tax Assessed Value	558084
Tax Lot	6
Legal Description	Lot 6,Pb 27/10 Pirates Cove Section II

Interior Features

Interior Amenities	Walk-in Closet(s),Entrance Foyer,Elevator,2nd Kitchen,Ceiling Fan(s),Furnished,Pantry,Blinds/Shades,Gas Log,Walk-In Closet(s)
Basement	None
Flooring	Carpet,Tile,Wood
Furnished Y/N	Furnished
Water Heater	Electric
Total Fireplaces	2
Fireplace Features	Gas Log
Master Bed Level	Non Primary Living Area
Total Stories	4
Basement (Y/N)	No
Air Conditioning Y/N	Yes
Heating Y/N	Yes
Fireplace Y/N	Yes
Laundry Features	Dryer Hookup,Washer Hookup,Laundry Closet
Total Bedrooms	5
Attic Features	Scuttle
Entry Level	1
Room Type	Master Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Living Room,Bathroom 1,Bathroom 2,Bathroom 3,Bathroom 4,Bathroom 5,Bathroom 6,Dining Area,Breakfast Nook
Total Baths	6
Living Area Range	3500 - 3999
SmokingYN	No

Exterior Features

Exterior Finish	Vinyl Siding
Fencing	None
Parking Features	Concrete,Lighted,Off Street,Garage
Lot Features	Corner Lot,Boat Dock,Boat Ramp,Water Access Comm
Water Source	Public
Total Parking	8.0
Lot Size Area	0.31
Foundation Details	Slab
Spa	No
Building Area Total	3544.0
Lot Dimensions	IRREGULAR
Lot Size Acres	0.31
Road Surface Type	Paved
Frontage Type	See Remarks
Waterfront Y/N	No
Road Frontage Type	Private Road,Maintained,Paved
Crops Included Y/N	No
Horse Y/N	No